When it comes to banking transactions, knowing your BVN (Bank Verification Number) is essential. BVN is a unique identification number assigned to every bank account holder in Nigeria, serving as a security measure to protect against fraud and identity theft. In this article, we will guide you through the process of checking your BVN on First Bank, one of Nigeria’s leading financial institutions. By familiarizing yourself with the available methods, you can easily access your BVN whenever you need it.
What is BVN and Why is it Important?
BVN, or Bank Verification Number, is a unique 11-digit identification number that serves as a means of identification across all banks in Nigeria. It was introduced by the Central Bank of Nigeria (CBN) to enhance the security of banking transactions and reduce fraudulent activities. BVN links your personal information, such as biometric data and account details, to a centralized system, making it easier to verify your identity during banking transactions. It plays a crucial role in ensuring the integrity of the Nigerian banking system and protecting customers’ funds.
Why Check BVN on First Bank?
Checking your BVN on First Bank is important for various reasons. Here are a few key benefits:
- Verification: By knowing your BVN, you can easily verify your identity during various banking transactions, including opening new accounts, applying for loans, or making large transactions.
- Security: Regularly checking your BVN ensures that your personal and financial information is up-to-date and accurate. It helps protect you from identity theft and unauthorized access to your bank accounts.
- Convenience: Having easy access to your BVN saves you time and effort when dealing with banking-related tasks. You can quickly provide your BVN whenever required, without the need for additional verification processes.
Methods to Check BVN on First Bank
Here are four methods you can use to check your BVN on First Bank:
Method 1: Using First Bank USSD Code
Dial *8940# on the phone number linked to your First Bank account.
Please adhere to the on-screen instructions and choose the appropriate option to verify your BVN.
Provide any additional information requested, such as your account number or date of birth.
Within a few moments, you will receive an SMS containing your BVN.
Method 2: Using First Bank Mobile App
To begin, open the First Bank mobile app on your smartphone.
If you haven’t registered yet, please log in using your credentials.
After successfully logging in, proceed to the “Account” or “Profile” section within the app.
Locate the option to access or verify your BVN.
Simply follow the instructions displayed on the screen, and your BVN will be presented.
Method 3: Visiting a First Bank Branch
Locate the nearest First Bank branch.
Visit the branch in person and proceed to the customer service or help desk.
Kindly notify the bank representative of your intention to verify your BVN.
Provide your account details and any additional identification requested.
The representative will assist you in retrieving your BVN.
Method 4: Contacting First Bank Customer Support
Call First Bank’s customer support helpline.
Follow the voice prompts or speak to a representative directly.
Explain that you need to check your BVN and provide the necessary account information.
The customer support representative will assist you in retrieving your BVN.
Precautions to Consider
While checking your BVN on First Bank is a straightforward process, it’s essential to keep the following precautions in mind:
- Protect Your Personal Information: Be cautious when sharing your BVN or any other personal details. Only provide this information through secure channels and to authorized personnel.
- Beware of Phishing Attempts: Be vigilant of fraudulent calls, emails, or messages pretending to be from First Bank. First Bank will never ask for your BVN or other sensitive information through these means.
- Use Secure Devices: Ensure that the devices you use to access your BVN, such as smartphones or computers, have up-to-date security software installed. Avoid using public or unsecured networks when checking your BVN.
- Double-Check Information: When providing your account details or BVN, double-check the accuracy of the information you enter. Mistakes in providing incorrect details may lead to errors or delays in retrieving your BVN.
Checking your BVN on First Bank is a simple and important step to ensure the security and convenience of your banking transactions. By following the methods outlined in this article, you can easily access your BVN whenever needed. Remember to exercise caution when sharing your BVN or personal information and stay vigilant against potential scams or phishing attempts. Safeguarding your BVN contributes to a secure and protected banking experience.
FAQs About Checking BVN on First Bank
Can I check my BVN on First Bank without visiting a branch?
Yes, you can check your BVN on First Bank using the USSD code or the mobile app without the need to visit a branch.
Is there a fee for checking my BVN on First Bank?
No, First Bank does not charge any fees for checking your BVN. It is a free service provided to account holders.
Can I check my BVN on First Bank if I don’t have a phone number linked to my account?
To check your BVN using the USSD code, you need a phone number linked to your First Bank account. If you don’t have one, you can visit a branch or contact customer support for assistance.
How long does it take to receive my BVN via SMS?
After using the USSD code to check your BVN, you should receive an SMS containing your BVN within a few moments.
Can I use the First Bank mobile app to check my BVN on multiple devices?
Yes, you can use the First Bank mobile app to check your BVN on multiple devices as long as you log in using your credentials.