Global Payment Solutions: Mastering Stripe Setup for Non-US Residents


Online businesses have become increasingly prevalent. Whether you’re an entrepreneur, freelancer, or small business owner, accepting online payments is crucial. Stripe, a popular payment processing platform, offers a simple and secure solution for accepting payments from customers around the world. However, as a non-US resident, you may wonder how to set up Stripe and leverage its features. In this article, we will guide you through the process of setting up Stripe as a non-US resident, ensuring you can accept payments efficiently and expand your business globally.

Understanding Stripe:

Prior to embarking on the setup process, it’s crucial to grasp the fundamental concept of Stripe and its operational mechanisms. Stripe is a secure online payment processing platform that empowers businesses to effortlessly accept payments. It provides a range of features, including payment gateway integration, recurring billing, subscription management, and fraud prevention tools. Stripe supports various payment methods, such as credit cards, digital wallets, and bank transfers, making it convenient for customers to pay using their preferred method. With its user-friendly interface and robust functionality, Stripe has gained popularity among businesses worldwide.

Requirements for Non-US Residents:

As a non-US resident, there are a few key requirements you need to fulfill before setting up a Stripe account. These requirements may vary depending on your country of residence, but some common elements include:

  • Legal Entity: You must have a legally recognized business entity, such as a registered company or sole proprietorship, in your country of residence.

  • Bank Account: You need a bank account in a supported country where Stripe operates. Stripe supports a wide range of countries, but it’s important to ensure your country is included.

  • Tax Identification Number: Some countries require a tax identification number or equivalent for businesses. Check with local authorities to determine if you need one.

  • Website: While not mandatory, having a website for your business enhances your credibility and provides a platform for integrating Stripe’s payment features.

Setting Up a Stripe Account:

Now that you understand the requirements let’s walk through the step-by-step process of setting up a Stripe account as a non-US resident.

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Step 1: Creating a Stripe Account

The first step is to visit Stripe’s website and click on the “Sign Up” or “Create Account” button. You will receive a prompt to enter your email address and establish a password. Once you’ve completed this step, Stripe will send a verification email to the provided address.

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Step 2: Providing Business Information

After verifying your email, you’ll need to provide essential information about your business. This includes your business name, address, website (if available), and the type of products or services you offer. Stripe uses this information for verification and compliance purposes.

Step 3: Verifying Identity

To ensure security and compliance, Stripe requires identity verification for account holders. As a non-US resident, you may be asked to provide additional documentation, such as a passport or national ID card. Follow the instructions provided by Stripe to complete the verification process.

Step 4: Adding Bank Account Details

To receive payments, you need to link your bank account to your Stripe account. Provide the necessary bank account details, including the account number, routing number, and account holder’s name. Stripe will verify the account by depositing small amounts into it, which you’ll need to confirm later.

Step 5: Configuring Payouts

Stripe allows you to set up automatic payouts to transfer funds from your Stripe account to your linked bank account. Configure the payout settings according to your preferences, such as the frequency of payouts and the currency in which you want to receive funds.

Step 6: Adding Payment Methods

Stripe supports a variety of payment methods. Depending on your target market and customer preferences, you can enable the payment methods that best suit your business. Common options include credit cards, digital wallets like Apple Pay or Google Pay, and bank transfers.

Step 7: Integrating Stripe with Your Website

To start accepting payments on your website, you’ll need to integrate Stripe’s payment gateway. Stripe provides developer-friendly documentation and plugins for popular e-commerce platforms, making integration relatively straightforward. Follow the integration instructions provided by Stripe or consult a developer if needed.

Step 8: Testing Transactions

Before going live, it’s crucial to test your Stripe integration to ensure everything is functioning correctly. Stripe provides test card numbers and scenarios to simulate different transaction outcomes. Conduct thorough testing to verify that payments are processed accurately, and the necessary data is recorded in your Stripe dashboard.

Compliance and Legal Considerations:

While setting up Stripe as a non-US resident, it’s important to be aware of compliance and legal considerations. 

Consider the following areas:

Tax Obligations:

As a business owner, you are responsible for understanding and fulfilling your tax obligations. Consult with a tax professional or local authorities to determine your tax liabilities and reporting requirements.

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Security and Fraud Prevention:

Stripe employs robust security measures to protect your business and customers’ sensitive data. However, it’s essential to implement additional security measures on your end, such as using SSL encryption on your website and staying vigilant against potential fraud attempts.

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Customer Support and Documentation:

Stripe offers comprehensive documentation and resources to assist you in using their platform effectively. Familiarize yourself with their support channels and documentation to address any queries or issues that may arise during your journey with Stripe.


Setting up Stripe as a non-US resident opens up a world of possibilities for your online business. By following the step-by-step process outlined in this article, you can establish a Stripe account, configure payment methods, and integrate Stripe seamlessly with your website. Remember to fulfill any legal requirements, prioritize security measures, and conduct thorough testing before going live. With Stripe’s user-friendly interface and powerful features, you’ll be well-equipped to accept online payments and expand your business globally.


Can I use Stripe as a non-US resident?

Absolutely! Stripe is available for non-US residents as well. They support a wide range of countries, making it convenient for businesses around the world to accept online payments using Stripe’s platform.

What countries does Stripe support for non-US residents?

Stripe supports numerous countries for non-US residents. The list of supported countries is extensive and continually expanding. It’s best to refer to Stripe’s official website or contact their customer support to ensure that your country is included.

Is it mandatory to have a website before setting up Stripe?

Although having a website is not obligatory, it is strongly advised. Having a website for your business enhances your credibility and provides a platform for integrating Stripe’s payment features seamlessly. It also allows you to showcase your products or services and provide a better user experience for your customers.

What payment methods does Stripe support?

Stripe supports a wide range of payment methods, ensuring convenience for both businesses and customers. Some of the common payment methods supported by Stripe include major credit cards (Visa, Mastercard, American Express), digital wallets (Apple Pay, Google Pay), and bank transfers. Stripe continues to expand its payment method options to cater to evolving customer preferences.

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How long does the identity verification process take?

The duration of the identity verification process may vary depending on several factors, such as your country of residence and the completeness of the documentation provided. Generally, Stripe aims to complete the verification process promptly. However, it’s recommended to have all the required identification documents ready and follow the instructions provided by Stripe to expedite the process.

Can I use Stripe for recurring billing or subscription-based services?

Absolutely! Stripe offers robust support for recurring billing and subscription-based services. You can set up recurring payment plans, automate subscription renewals, and manage customer subscriptions seamlessly using Stripe’s subscription management features. This makes it an ideal choice for businesses that offer products or services on a recurring basis.

What happens if I encounter technical issues during the integration process?

If you encounter any technical issues during the integration process, Stripe provides excellent support resources and documentation to assist you. You can refer to their developer documentation, which offers detailed guidance and troubleshooting steps. Additionally, Stripe has an active customer support team that you can reach out to for assistance with technical issues or any other queries you may have.

How secure is Stripe for processing online payments?

Stripe prioritizes security and implements robust measures to protect your business and customers’ sensitive data. They utilize the latest encryption technologies to secure transactions and comply with industry-standard security practices. However, it’s essential to implement additional security measures on your end, such as using SSL encryption on your website, to ensure a secure environment for online payments.

What should I do if I suspect fraudulent activity on my Stripe account?

If you suspect fraudulent activity on your Stripe account, it’s crucial to take immediate action to protect your business and customers. Contact Stripe’s customer support as soon as possible and provide them with the necessary details and evidence of the suspected fraudulent activity. Stripe has dedicated teams and tools to investigate and address any fraudulent activities, ensuring the security and integrity of your account.

2 thoughts on “Global Payment Solutions: Mastering Stripe Setup for Non-US Residents”

  1. Hello there,

    Greg here in the Wyoming. I am looking for some businesses to help gain a boost with some extra funds, no matter where you’re located here in the states. I have been doing this for years helping all kinds of businesses for unsecured funds and I’d like to chat with you to see if I could offer something to boost your efforts with a business loan, a line of credit or a business card. As a one man show I only like to contact one business in each genre so if you don’t need any help then I’m going to go ahead and move on to others in your area within the same genre.

    Please get back to me soon as I don’t want to pester you but I really would love to help out. That said if you could let me know either way that would be ideal.

    Keep in mind I can get funds for countires outside of the US, just call me for details at 646-783-2515 or get ahold of me via live chat using the link in my signature.

    All The Best,

    Gregory Stewart
    Founder and Owner

    1309 Coffeen Avenue STE 10661
    Sheridan, WY 82901

  2. Winston here from Iowa. I just wanted to see if you need an extra hand in the way of site upkeep/tweaking, adding emails to your newsletters from my targeted database (I have millions of them that you can use). I could even setup email campaigns for lead generation emailing at no extra cost to you to send out using my mail servers. Unique blog post material, extra traffic by getting others to start sharing your site across their own social media accounts, social media management, optimizing the site, create unique videos and images using Google AI, etc also help quite a bit. I can even post ads in every capital city in the country on CraigsList for any one of their 500 categories for some immediate traffic.

    I have quite a few ways I can set all of this up and do this for you. I don’t mean to impose, I was just curious. I’ve been doing this for 22+ years and was just wondering if you needed any extra help.

    All the best,


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